• Personal Choice Annuity
  • Effective 04/23/2018

    All Other CA, FL MN
    5 Year (Rate) 3.65% 3.55% 3.35%
    7 Year (Rate) 3.80% 3.70% 3.50%
    10 Year (Rate) 3.90% 3.80% 3.40%

    Minnesota contracts do not include Market Value Adjustments (MVA). All Annuitants 86-90 are required to purchase Death Benefit Rider in all states except Florida where it is an included feature. Nursing Home Rider/Terminal Illness Rider Not Available in California, Florida, and Pennsylvania. Pennsylvania plans are known as Choice Annuity.

  • Personal Choice Plus+
  • Effective 04/23/2018

    All Other CA, FL
    5 Year Fixed (Rate) 3.40% 3.30%
    Annual Point-to-Point Cap 6.25% 6.25%
    Monthly Averaging Cap 7.00% 7.00%
    Monthly Sum Cap 2.25% 2.25%

    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Special introductory cap in the state of Florida All Annuitants 86-90 are required to purchase Death Benefit Rider in all states except Florida ** Rates vary state and may change at anytime. Please consult an agent for more details.

  • Summit Bonus Index
  • Effective 04/23/2018

    AR, AZ, CA, CO, FL, GA, HI, IA, ID, IL, KS, MT, NC, ND, NE, NM, NV, OK, SD, WY MN, OR, PA, TX, UT, WA
    Premium Bonus 7.00% 7.00%
    Additional Premium Bonus with GLWB 1.00% 1.00%
    Fixed Account 1.95% 1.95%
    Annual Point-to-Point Cap 3.25% 3.25%
    Monthly Averaging Cap 3.35% 3.35%
    Daily Averaging Cap 3.40% 3.40%
    Monthly Sum Cap 1.30% 1.30%
    Income Rider (GLWB) Charge 1.05% 1.05%

    Interest rates as of 04/23/2018 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Summit Bonus IndexSM has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.

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