Personal Choice Annuity

If you’re looking for an annuity designed to be flexible to your needs, look no further! Sentinel’s Personal Choice Annuity was created with customization in mind, offering multiple options and features to accomplish your financial goals.

Many similar annuities available on the market require you to take options and benefits that you don’t want or need, which in turn lowers your interest rate. With the Personal Choice Annuity, all of our features, known as riders, are available a la carte, allowing you to only select the features you truly need. This in turns helps you receive the highest return possible from your annuity. 

Additional Personal Choice Annuity Features:

  • Available in five, seven, or ten year durations to fit your needs
  • Six available riders!
    • Required Minimum Distribution*
    • Accumulated Interest Withdrawal*
    • Preferred 10% Free Withdrawal*
    • 72(t) Free Withdrawal*
    • Terminal Illness/Nursing Home Care*
    • Death Benefit Feature*

With Sentinel’s Personal Choice Annuity, the choice is yours!


* Riders are not available in all states. Please contact an agent for more information 

  • Personal Choice Annuity
  • Effective 03/01/2018

    All Other CA, FL MN
    5 Year (Rate) 3.50% 3.40% 3.20%
    7 Year (Rate) 3.65% 3.55% 3.35%
    10 Year (Rate) 3.75% 3.65% 3.25%

    Minnesota contracts do not include Market Value Adjustments (MVA). All Annuitants 86-90 are required to purchase Death Benefit Rider in all states except Florida where it is an included feature. Nursing Home Rider/Terminal Illness Rider Not Available in California, Florida, and Pennsylvania. Pennsylvania plans are known as Choice Annuity.