New Vantage® II

The New Vantage® II senior life insurance plan is designed for individuals with minor health issues. New Vantage® II includes a graded benefit that, once issued, pays a death benefit equal to 30% of the of the face value if death occurs in the first policy year; 70% of face value if death occurs in the the second policy year; and 100% of face value if death occurs in the third policy year and thereafter. If death occurs in the first two policy years due to an accident, the full benefits are paid out.

Just like all of our senior life insurance plans, the benefits will never decrease and the premiums will never increase (as long as premiums are paid on time). New Vantage® II builds cash and loan values. Coverage is available for ages 45 through 85. The minimum policy size is $1,000 and the maximum policy size is $20,000 depending on the age at issue.

 

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