Each policy anniversary, the S&P 500® index value (ending value) is compared to the S&P 500® index value on the last policy anniversary (beginning value). When the ending value is higher than the beginning value, the percentage increase is credited to the policy up to the annual cap. When the ending value is lower than the beginning value, no interest will be credited; however, no interest will be lost, leaving the policy value completely protected.


• Interest rate based upon the change in the S&P 500® over the policy year.
• A drop in the market at any time in between the beginning and ending periods does not affect earnings
• Closest you can get to the market without exposure to market losses


This example compares the performance of a $100,000 Summit Bonus IndexSM Annuity using the Point-to-Point crediting strategy with a hypothetical cap to the value of $100,000 invested in S&P 500® companies over a ten-year period. This example is for illustrative purposes only and is not an indication or guarantee of the future value of the Summit Bonus IndexSM Annuity or the performance of the stock market.

Please contact Sentinel Security Life Insurance Company for more information,
PO Box 65478 | Salt Lake City, UT 84165-0478 | 800.247.1423


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