Each policy anniversary, the daily S&P 500® index values following the last policy anniversary is averaged (ending value) and compared to the S&P 500® index value on the last policy anniversary (beginning value). When the ending value is higher than the beginning value, the percentage increase is credited tot he policy up to the annual cap. When the ending average value is lower, no interest will be credited; however, no interest will be lost, leaving the contract value protected.


• Interest rate based on the average of the daily closing values of the S&P 500® over the policy year
• Cap is the highest with this strategy
• The daily averaging method offsets the impact of large short-term market losses



This example compares the performance of a $100,000 Summit Bonus IndexSM Annuity using the Monthly Averaging crediting strategy with a hypothetical cap to the value of $100,000 invested in S&P 500® companies over a ten-year period. This example is for illustrative purposes only and is not an indication or guarantee of the future value of the Summit Bonus IndexSM Annuity or the performance of the stock market.

Please contact Sentinel Security Life Insurance Company for more information.
PO Box 65478 | Salt Lake City, UT 84165-0478 | 800.247.1423



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