Each policy anniversary, the S&P 500 index® value for each month following the last policy anniversary (ending value) for 12 months is compared to the previous month's S&P 500® index value (beginning value) to determine the percentage change. Monthly percentage increases (up to the monthly cap) are added to monthly percentage decreases (with no cap) for each of the 12 months. When the 12 month total is positive, the full amount is credited to the contract. When the 12 month total is negative, no interest will be credited; however, no interest will be lost, leaving the contract value protected.


• Interest Rate based upon monthly changes in the S&P 500®
• There is a monthly cap for this account
• Opportunity to earn the highest interest with this option


This example compares the performance of a $100,000 Summit Bonus IndexSM Annuity using the Monthly Averaging crediting strategy with a hypothetical cap to the value of $100,000 invested in S&P 500® companies over a ten-year period. This example is for illustrative purposes only and is not an indication or guarantee of the future value of the Summit Bonus IndexSM Annuity or the performance of the stock market.

Please contact Sentinel Security Life Insurance Company for more information.
PO Box 65478 | Salt Lake City, UT 84165-0478 | 800.247.1423






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